How to purchase a notary bond in Kentucky
The Kentucky Secretary of State Notary Public Division requires notary publics to post a surety bond to be eligible to operate in the state. The bonds protect the public from any financial losses resulting from the notary’s negligence or misconduct. They are issued for four-year terms and remain in effect unless canceled by the surety company.
You can apply online for the bond directly through a surety company or agency. After your application is approved, you will receive a surety bond quote with the bond premium. If you accept the quote, you pay the premium and the surety company issues you the bond.
Unlike other types of surety bonds, Kentucky notary bonds do not require a credit check as part of the underwriting process. As a result, the bonds are often issued instantly upon completing the application.
How much is a notary bond in Kentucky?
All Kentucky notary publics must post a $1,000 surety bond. The surety company issuing the bond determines the percentage of the total bond amount you need to pay as a premium. Premiums for Kentucky notary public bonds generally cost $30.
How to become a notary in Kentucky?
To be appointed as a Kentucky notary public, you must meet the following requirements set forth by the Kentucky Secretary of State Notary Public Division:
- Be at least 18 years old
- Must be a U.S. citizen
- Reside or work in the State of Kentucky
- Must never have been convicted of a felony
- Must be able to read and write English
If you meet these requirements, you can receive your notary commission by completing the following steps:
- Complete the notary application
- Post the $1,000 surety bond
- Purchase notary supplies
- Review the Kentucky Notary Public Handbook
- Obtain errors and omissions insurance (optional)
There is a $10 filing fee for applications. After you are approved, the Secretary of State’s office will mail your certificate of appointment to the local County Clerk. You will then have 30 days to go to the County Clerk’s office to post the surety bond, take the oath of office, and file and record your notary commission. For more details on becoming a notary public in Kentucky, you can visit the Kentucky Secretary of State website.