State of North Carolina Motor Vehicle Certificate of Title Indemnity Bond

The North Carolina Motor Vehicle Certificate of Title Indemnity Bond starts at $85 plus shipping costs and fees. Fill out the form to buy your bond instantly!
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Bond Terms

The North Carolina Motor Vehicle Certificate of Title Indemnity Bond starts at $85 plus shipping costs and fees. Fill out the form to buy your bond instantly!
State
NC
Bond Name
State of North Carolina Motor Vehicle Certificate of Title Indemnity Bond
Premium
Starts at $85
Bond Amount
$1-$100,000
Term
36 months
Obligee
State of North Carolina

Instructions

The State of North Carolina may require a bond to obtain a title for a vehicle when the applicant is unable to provide a properly assigned Certificate of Title or Manufacturer’s Statement of Origin (MSO).

How to register a bonded title in North Carolina


Step 1: Complete an Affidavit of Facts form (MVR-92H). You can obtain this form at the following link, https://www.ncdot.gov/dmv/downloads/Documents/MVR-92H.pdf. The form must be filled out entirely, any incomplete answers could cause the bonded title to be denied. The form must be signed in the presence of a notary. If you have any evidence of ownership, attach it to the MVR-92H form. If there is a lien on the vehicle, you must get a lien release from the lienholder and attach it to the form. This form must be completed prior to step 2.

Step 2: The vehicle must be inspected by a NCDMV License & Theft Bureau Inspector. The inspector will provide a report of inspection (LT-270).

Step 3: Obtain the value of the vehicle from any license plate agency or by calling the NCDMV Customer Contact Center at 919-715-7000. The bond amount will be 1.5 times the value of the vehicle.

Step 4: Fill out the application for an Indemnity Bond, sometimes called a Title Bond. You will need the value of the vehicle and our system will calculate the bond amount to be 1.5 times the value you enter. The bond will stay in effect for 3 years. You should submit the bond with all other documents within 30 days of receiving it.  

Step 5: North Carolina application for title (MVR-1) completed in full and signed in the presence of a notary, https://www.ncdot.gov/dmv/downloads/Documents/MVR-1.pdf.
The name on this application must be identical to the name listed on the Indemnity Bond and the Inspector’s Report (LT-270). The VIN, year, make, model, and body style must also be identical to the Indemnity Bond and the Inspector’s Report.  

For additional information on requirements and instructions for a North Carolina Indemnity Bond, go to https://www.ncdot.gov/dmv/downloads/Documents/MVR-92A.pdf

How to Know if You Need a Surety Bond

You’ll know if you need a surety bond because some entity will have required you to obtain one. They must also inform you of which specific bond type you’ll need. There are thousands of bonds across the country, all of which vary by state and industry.

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