Florida Contractor License Bonds

Are you a licensed contractor in FL? Click here to learn which Florida contractor license bond you need, why you need it, the cost, and how to get one!
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Florida Contractor License Bonds

Baker County Baker - County Contractor's License Bond

Baker County Baker - County Contractor's License Bond

The Florida Baker County Baker - County Contractor's License Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
Baker County
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
Expires 9/30 every year
Months
City of Auburndale Auburndale - City License/Permit Bond

City of Auburndale Auburndale - City License/Permit Bond

The Florida City of Auburndale Auburndale - City License/Permit Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
City of Auburndale
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
12 months
Months
City of Bartow Bartow - City Contractor's License/Permit Bond

City of Bartow Bartow - City Contractor's License/Permit Bond

The Florida City of Bartow Bartow - City Contractor's License/Permit Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
City of Bartow
Bond Premium
Bond Amount:
$1,000-$10,000
Bond Duration
Bond Term:
12 months
Months
City Of Cape Coral Cape Coral - City Registered Contractors License Bond

City Of Cape Coral Cape Coral - City Registered Contractors License Bond

The Florida City Of Cape Coral Cape Coral - City Registered Contractors License Bond starts at $250 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
City Of Cape Coral
Bond Premium
Bond Amount:
$25,000
Bond Duration
Bond Term:
12 months
Months
City Of Kissimmee Kissimmee Contractor All Trades Bond

City Of Kissimmee Kissimmee Contractor All Trades Bond

The Florida City Of Kissimmee Kissimmee Contractor All Trades Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
City Of Kissimmee
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
Expires 9/30 every year
Months
City of Lynn Haven Contractor's Permit Bond

City of Lynn Haven Contractor's Permit Bond

The Florida City of Lynn Haven Contractor's Permit Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
City of Lynn Haven
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
12 months
Months
City Of Maitland, Department Of Building Safety And Code Compliance Maitland - City Contractor Bond

City Of Maitland, Department Of Building Safety And Code Compliance Maitland - City Contractor Bond

The Florida City Of Maitland, Department Of Building Safety And Code Compliance Maitland - City Contractor Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
City Of Maitland, Department Of Building Safety And Code Compliance
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
Expires 9/30 every year
Months
Clay County Clay - County Water and Wastewater Maintenance Warranty / Fort Meade - City Contractor's License/Permit Bond

Clay County Clay - County Water and Wastewater Maintenance Warranty / Fort Meade - City Contractor's License/Permit Bond

The Florida Clay County Clay - County Water and Wastewater Maintenance Warranty / Fort Meade - City Contractor's License/Permit Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
Clay County
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
Expires 9/30 every year
Months
County Of Orange-Div Of Building Safety Licensing Section Orange County Performance All Trades Bond

County Of Orange-Div Of Building Safety Licensing Section Orange County Performance All Trades Bond

The Florida County Of Orange-Div Of Building Safety Licensing Section Orange County Performance All Trades Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
County Of Orange-Div Of Building Safety Licensing Section
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
12 months
Months
Hernando County License/Permit Bond

Hernando County License/Permit Bond

The Florida Hernando County License/Permit Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
Hernando County
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
12 months
Months
Hillsborough County Contractor's Code Compliance Bond

Hillsborough County Contractor's Code Compliance Bond

The Florida Hillsborough County Contractor's Code Compliance Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
Hillsborough County
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
12 months
Months
The Board of Commissioners of the County of Lake Contractor's License Bond

The Board of Commissioners of the County of Lake Contractor's License Bond

The Indiana The Board of Commissioners of the County of Lake Contractor's License Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
IN
Bond Terms
The Board of Commissioners of the County of Lake
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
12 months
Months
Nassau County Contractor's License Bond

Nassau County Contractor's License Bond

The Florida Nassau County Contractor's License Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
Nassau County
Bond Premium
Bond Amount:
$2,000
Bond Duration
Bond Term:
12 months
Months
Osceola County, Florida Contractor's License Bond

Osceola County, Florida Contractor's License Bond

The Osceola County, Florida Contractor's License Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
Osceola County, Florida
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
Expires 9/30 every year
Months
Palm Beach County Contractor's License Bond

Palm Beach County Contractor's License Bond

The Florida Palm Beach County Contractor's License Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
Palm Beach County
Bond Premium
Bond Amount:
$2,000
Bond Duration
Bond Term:
User-selected term: 12, 24 months
Months
Panama City License & Permit Bond

Panama City License & Permit Bond

The Florida Panama City License & Permit Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
Panama City
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
12 months
Months
Pasco County Contractors License Bond

Pasco County Contractors License Bond

The Florida Pasco County Contractors License Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
Pasco County
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
Expires 10/1 every year
Months
Pasco County Plumbing Contractor Bond

Pasco County Plumbing Contractor Bond

The Florida Pasco County Plumbing Contractor Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
Pasco County
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
Expires 10/1 every year
Months
Polk County Contractors License Bond

Polk County Contractors License Bond

The Florida Polk County Contractors License Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
Polk County
Bond Premium
Bond Amount:
$5,000
Bond Duration
Bond Term:
12 months
Months
State of Florida Construction License Bond

State of Florida Construction License Bond

The Florida Construction License Bond starts at $100 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
State of Florida
Bond Premium
Bond Amount:
$5,000-$20,000
Bond Duration
Bond Term:
12 months
Months
State of Florida Financially Responsible Officer Bond

State of Florida Financially Responsible Officer Bond

The Florida Financially Responsible Officer Bond starts at $1000 plus shipping costs and fees. Fill out the form to buy your bond instantly!

Bond State
FL
Bond Terms
State of Florida
Bond Premium
Bond Amount:
$100,000
Bond Duration
Bond Term:
12 months
Months

How much does a construction contractor bond cost in Florida?

Florida has both a statewide bond and local level bonds. We can write most of the city and county bonds with smaller bond amounts without a credit check. Often for as low as $100, depending on the specific bond.

Your credit will determine whether you need the state bond, as well as the cost of that bond. License applicants with nonstandard credit (less than 660) must obtain a surety bond to meet the financial responsibility requirement for Florida contractor license applications. Since it's a nonstandard bond, the price of your bond will reflect the strength of your credit. The surety will review your credit and assign you a premium rate. For nonstandard credit, this can start between 3-5%. Multiply your premium rate by your required bond amount to find your premium; this is what you'll pay for the bond.

Why are contractor bonds important in Florida?

In short, contractor surety bonds ensure the accurate completion of work by a licensed contractor. Say a licensed contractor violates licensing laws or does not complete the work according to the agreed-upon terms. In this case, the surety bond protects the public (sometimes the city/county) from financial damages they've incurred due to those violations.

Florida has contractor license bonds at both the state and local level. Your credit will determine whether you need a state contractor bond. Florida requires all construction contractors to prove their financial responsibility before receiving a license. To satisfy this requirement, applicants must have a FICO credit score of 660 or higher and no unsatisfied liens or judgments.

If the applicant does not meet the financial stability requirement, they may obtain a surety bond instead. The applicant may take a Board-approved 14-hour financial responsibility course to reduce the required bond amount by 50%. The bond amount requirements are as follows:

with proof of completion of an approved financial responsibility course

  • $10,000 for Division I applicants
  • $5,000 for Division II applicants

without proof of completion of an approved financial responsibility course

  • $20,000 for Division I applicants
  • $10,000 for Division II applicants

Keep in mind, the location of your work within Florida may also require you to get a city or county bond. In this case, different municipalities have bonding requirements separate from the state. Always check with your local governments for their specific regulations.

How do I get my general contractor's license in Florida?

The state of Florida has two categories of contractor licenses: certified and registered. Certified contractors can complete work throughout the whole state. Registered contractors are limited to the jurisdiction that issued their registration. Furthermore, there are classifications based on the specific trade of the contractor. The Florida Construction Industry Licensing Board lists the categories of licenses in more detail.

Specific requirements for each license may vary. Below, we've highlighted the main steps to get a Florida contractor's license:

  1. Show proof of financial responsibility: You must submit a FICO credit score of 660 or higher, otherwise you may provide a surety bond to satisfy this requirement.
  2. Submit to fingerprinting: Applicants can use any Livescan Service Provider approved by the Florida Department of Law Enforcement.
  3. Obtain adequate worker’s compensation and liability insurance: Applicants are required to provide a certificate of general liability and workers’ compensation insurance.
  4. Pass a Florida Construction Exam: Certified contractor license applicants must pass this exam. Download and complete the Florida State Construction Examination Application. Registered contractor license applicants must also pass this exam, unless they already have a Certificate of Competency.
  5. Submit your application: Fill out your application and submit it with all the required fees and documentation.

Keep in mind, this is just a general overview of the steps for the licensing process. Certified and registered contractor licenses each have their own specific requirements. Check with the Florida Construction Industry Licensing Board for further specifics.

How to Know if You Need a Surety Bond

You’ll know if you need a surety bond because some entity will have required you to obtain one. They must also inform you of which specific bond type you’ll need. There are thousands of bonds across the country, all of which vary by state and industry.

Visit EZSuretyBonds.com to browse hundreds of bonds by state, type, or industry.

Surety Bonds Online