Private Investigator Detective Or Security Guard Bonds

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What you need to know about Private Investigator Detective Or Security Guard Bonds

Popular Private Investigator Detective Or Security Guard Bonds

11th Judicial Circuit Court Process Server Bond

Florida
11th Judicial Circuit Court





Business Services Dishonesty Bond

Federal/countrywide Bonds
Variable obligee


Commonwealth of Kentucky Highway Use Tax Bond

Kentucky
Commonwealth of Kentucky


Federal Motor Carrier Safety Administration BMC-84 Freight Forwarder (ICC Broker) Bond

Federal/countrywide Bonds
Federal Motor Carrier Safety Administration


Georgia Lottery Corporation Lottery Bond

Georgia
Georgia Lottery Corporation








Maryland Home Improvement Commission Guaranty Fund Home Improvement Contractor Bond

Maryland
Maryland Home Improvement Commission Guaranty Fund


Nominal Bond

Maryland
Variable obligee


Snapping Shoals Electric Membership Corporation Utility Deposit Bond

Georgia
Snapping Shoals Electric Membership Corporation






























Personal Representative Bond

Maryland
State of Maryland





State of North Carolina Motor Vehicle Dealer Bond

North Carolina
State of North Carolina









Tennessee Education Lottery Corporation Lottery Retailer Bond

Tennessee
Tennessee Education Lottery Corporation


What is a private investigator bond?

Private investigator bonds are legally binding agreements between three parties: private investigators (or private detectives, or security guards), the government agency responsible for regulating local investigation, security, and detective services, and a surety company.

The government agency is the Obligee and establishes the obligations that the private investigator (the Principal) must follow. The surety (also called bonding company) issues the bond guaranteeing the performance of the private investigator.

Why do you need a private investigator bond?

Private investigator bonds are required in some states before obtaining a license to operate as a private investigator. The bonds are also required by other professions including, private investigation agencies, security guards and agencies, and private security agencies, among others.

When the surety company issues the bond, they provide the government agency a guarantee that the customers of a private investigator will receive payment for financial losses resulting from a violation of the statutes and regulations set forth by the private investigator license.

If the private investigator fails to meet the obligations set out by the government agency, the surety will pay out any damages up to the bond amount. The private investigator is liable for the losses and is legally required to reimburse the surety company for any damages paid under the bond.

How much does a private investigator bond cost?

Private investigator surety bond costs vary depending on the total bond amount and the premium rate. The government agency sets the required bond amount and the surety company determines your premium rate, which is the percentage of the total bond amount you pay as the premium.

Premium rates for private investigator bonds tend to range between 1% and 5% of the total bond amount. Most private investigator bonds required by state agencies require a credit check. Bonds required by municipal authorities typically do not require a credit check but it is the surety company’s final decision on how to underwrite the bond.

During the application process, the surety company may evaluate your credit score, financial strength, and industry experience. For bonds requiring credit checks, good credit generally results in the lowest rates, however, bad credit will not prevent you from securing a private investigator bond. EZ Surety still offers competitive rates to individuals with low credit scores or other financial issues.

Below are the lowest premiums EZ Surety has issued for private investigator surety bonds in popular states.

  • EZ Surety has issued private investigator bonds in the State of New York for premiums as low as $100
  • EZ Surety has issued private investigator bonds in the State of Arizona for premiums as low as $149
  • EZ Surety has issued private investigator bonds in the State of Maryland for premiums as low as $180