Illinois Notary Bonds

What you need to know about Illinois Notary Bonds

Illinois Notary Bonds

How to purchase a notary bond in Illinois

The state of Illinois requires notary publics to post a surety bond to be eligible to operate in the state. The bonds protect the public from any financial losses resulting from the notary’s negligence or misconduct. They are issued for four-year terms and remain in effect unless canceled by the surety company.

You can apply online for the bond directly through a surety company or agency. After your application is approved, you will receive a surety bond quote with the bond premium. If you accept the quote, you pay the premium and the surety company issues you the bond.

Unlike other types of surety bonds, Illinois notary bonds do not require a credit check as part of the underwriting process. As a result, the bonds are often issued instantly upon completing the application.

How much is a notary bond in Illinois?

All Illinois notary publics must post a $5,000 surety bond. The surety company issuing the bond determines the percentage of the total bond amount you need to pay as a premium. Premiums for Illinois notary public bonds generally cost $20.

How to become a notary in Illinois?

To be appointed as an Illinois notary public, you must meet the following requirements set forth by the Illinois Secretary of State:

  • Be at least 18 years old
  • Must be a U.S. citizen
  • Reside or work in the State of Illinois
  • Must never have been convicted of a felony
  • Must be able to read and write English

If you meet these requirements, you can receive your notary commission by completing the following steps:

  • Complete the notary application
  • Post the $5,000 surety bond
  • Purchase notary supplies
  • Review the Illinois Notary Public Handbook
  • Obtain errors and omissions insurance (optional)

There is a $10 filing fee for applications. After you are approved, the Secretary of State’s office will mail your notary commission certificate to your local County Clerk’s office. You’ll then have 60 days to provide a sample of your official notary signature by mail or in-person. For more details on becoming a notary public in Illinois, you can visit the Illinois Secretary of State website.