Kansas Contractor License Bonds

Various cities, counties, and local authorities throughout the State of Kansas require contractors to post surety bonds. This includes Wichita, Kansas City, Garden City, Topeka, and Emporia. The required bond amount for Kansas contractor license bonds ranges between $1,000 and $50,000.

The surety company issuing the bond determines your premium rate, which is the percentage of the total bond amount you pay as the premium. During the application process, the surety company evaluates your personal credit, financial statements, industry experience, and licensing history. 

EZ Surety can issue premiums for Kansas contractor license bonds for as low as 1% of the total bond amount for applicants with standard credit. If your credit is below average, we can still offer a competitive rate for your contractors license bond.

Contractor license bonds hold licensed contractors accountable for the quality of their work and protect the public from damages they’ve incurred due to the contractor’s violation of licensing laws.

When the surety company issues the bond, they provide a financial guarantee to the local municipality that the contractor will comply with the regulations set forth in the contractor license. If the contractor violates these regulations, causing a loss to the consumer, the consumer can file a claim against the bond.

If the claim is valid, the surety company will cover the costs to repair the damage up to the amount of the bond. The contractor is then liable to reimburse the surety company for all damages paid.

Because Kansas contractor licenses are issued at the municipal level rather than the state, you’ll need to check with your local municipality for any licensing requirements. Below are some common requirements for contractor licenses throughout the State of Kansas:

• Complete the license application form
• Provide proof of general liability insurance and workers’ compensation insurance
• Register your business with the Kansas Secretary of State
• Pay application and license fees
• Post any required surety bonds

Here are some resources you can use to learn more about the specific requirements in your jurisdiction.

• Sedgwick County Metropolitan Area Building and Construction Department
• Johnson County Contractor Licensing
• Topeka Development Services Division