Massachusetts Surety Bonds

Surety bonds in Massachusetts are legally binding agreements between the principal, obligee and surety that ensure obligations are met.Learn more

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What you need to know about Massachusetts Surety Bonds

Popular Massachusetts Surety Bonds


Airlines Reporting Corporation Airline Reporting Corporation (ARC) Bond

Federal/countrywide Bonds
Airlines Reporting Corporation


Alcoholic Beverages Control Commission Liquor License Bond

Massachusetts
Alcoholic Beverages Control Commission


Billerica Township Drain Layer Bond

Massachusetts
Billerica Township




Braintree Electric Light Department Utility Deposit Bond

Massachusetts
Braintree Electric Light Department




Business Services Dishonesty Bond

Federal/countrywide Bonds
Variable obligee




Centers for Medicare & Medicaid Services Medicare Durable Medical Equipment DMEPOS Bond

Federal/countrywide Bonds
Centers for Medicare & Medicaid Services



City of Amesbury Street Opening Bond

Massachusetts
City of Amesbury









City of Cambridge Contractor Bond

Massachusetts
City of Cambridge






City of Framingham Street Opening Bond

Massachusetts
City of Framingham












City of Malden Malden Permit Bond

Massachusetts
City of Malden




Pittsfield Pittsfield - City License/Permit Bond

Massachusetts
City of Pittsfield, State of Massachusetts




City of Salem Dumpster Removal Bond

Massachusetts
City of Salem


City of Salem Use of Street Bond

Massachusetts
City of Salem


City of Somerville Drain Layer Bond

Massachusetts
City of Somerville




City of Waltham Street Opening Bond

Massachusetts
City of Waltham





Commonwealth of Massachusetts Auctioneer Bond

Massachusetts
Commonwealth of Massachusetts



Commonwealth of Massachusetts Commercial Co-Venturers Bond

Massachusetts
Commonwealth of Massachusetts


Commonwealth of Massachusetts DRIVE or EVR Permit Bond

Massachusetts
Commonwealth of Massachusetts


Commonwealth of Massachusetts Driving School Bond

Massachusetts
Commonwealth of Massachusetts


Commonwealth of Massachusetts Employment Agency License Bond

Massachusetts
Commonwealth of Massachusetts











Commonwealth of Massachusetts Real Estate Broker Bond

Massachusetts
Commonwealth of Massachusetts




Commonwealth of Massachusetts Theatrical Booking Agent Bond

Massachusetts
Commonwealth of Massachusetts


Commonwealth of Massachusetts Transient Vendor Bond

Massachusetts
Commonwealth of Massachusetts


Constable Bond

Massachusetts
Variable obligee




Department of the Army SDDC Freight Carrier Performance Bond

Federal/countrywide Bonds
Department of the Army


Department of the Treasury Federal TTB Brewer's Bond

Federal/countrywide Bonds
Department of the Treasury


Department of the Treasury Distilled Spirits Bond

Federal/countrywide Bonds
Department of the Treasury



Department of Treasury Alcohol and Tobacco Tax and Trade Bureau (TTB) Federal TTB Manufacturer Exporter Tobacco Bond

Federal/countrywide Bonds
Department of Treasury Alcohol and Tobacco Tax and Trade Bureau (TTB)



Division of Marine Fisheries Master Diggers Permit Bond

Massachusetts
Division of Marine Fisheries



Division of Standards Public Warehouseman Bond

Massachusetts
Division of Standards





ERISA - Qualified Bond

Federal/countrywide Bonds
Variable obligee


Executor or Personal Representative Bond

Massachusetts
Variable obligee







Federal Motor Carrier Safety Administration BMC-84 Freight Forwarder (ICC Broker) Bond

Federal/countrywide Bonds
Federal Motor Carrier Safety Administration



Guardian Conservator Minor Bond

Massachusetts
Variable obligee



Massachusetts Heat and Frost Insulators and Allied Workers Local No. 6 Wage Welfare Bond

Massachusetts
Heat and Frost Insulators and Allied Workers Local No. 6






Federal/countrywide Installation Made Easy, Inc. IME Affiliate Surety Bond

Federal/countrywide Bonds
Installation Made Easy, Inc.


Janitorial Bond

Federal/countrywide Bonds
Variable obligee






MA Department of Revenue Excise Tax - Cigarette Bond

Massachusetts
MA Department of Revenue




MA Division of Insurance Insurance Broker Bond

Massachusetts
MA Division of Insurance




MA Office of Public Safety and Inspections Blasting Operations Blanket Bond

Massachusetts
MA Office of Public Safety and Inspections





Massachusetts Division of Capital Planning and Operations Blanket Deposit (DCAM) Bond

Massachusetts
Massachusetts Division of Capital Planning and Operations


Massachusetts Division of Professional Licensure Cosmetology School Bond

Massachusetts
Massachusetts Division of Professional Licensure


Massachusetts Division of Professional Licensure Health Club Bond

Massachusetts
Massachusetts Division of Professional Licensure


Massachusetts Division of Professional Licensure HUD Manufactured Housing Installer Bond

Massachusetts
Massachusetts Division of Professional Licensure




Massachusetts Division of Professional Licensure Professional Solicitor Bond

Massachusetts
Massachusetts Division of Professional Licensure


Massachusetts Registry of Motor Vehicles License Plate Manufacturer Bond

Massachusetts
Massachusetts Registry of Motor Vehicles











North Atlantic Regional Council of Carpenters Fringe Benefits Bond

Massachusetts
North Atlantic Regional Council of Carpenters










Release or Discharge of Lien Bond

Massachusetts
Variable obligee






Screen Actors Guild American Federation of Television and Radio Artists SAG AFTRA Franchised Talent Agency Bond

Federal/countrywide Bonds
Screen Actors Guild American Federation of Television and Radio Artists



Social Security Administration Representative Payee Bond

Federal/countrywide Bonds
Social Security Administration






Special Authorities Division, X-46, Office of International Aviation, US Department of Transportation Direct Air Carriers Bond

Federal/countrywide Bonds
Special Authorities Division, X-46, Office of International Aviation, US Department of Transportation





State of Massachusetts E-ZPass MA Agreement Bond

Massachusetts
State of Massachusetts






Town of Brookline Public Works Permit Bond

Massachusetts
Town of Brookline




















Town of Ludlow Ludlow Solicitor Bond

Massachusetts
Town of Ludlow




Town of Lynnfield Street Opening Bond

Massachusetts
Town of Lynnfield


Town of Marblehead Drain Layer Bond

Massachusetts
Town of Marblehead






town of Stoughton Drain Layer Bond

Massachusetts
Town of Stoughton




Town of Wilbraham Sewer Installer Bond

Massachusetts
Town of Wilbraham




Treasurer or Tax Collector Bond

Massachusetts
Variable obligee


Trustee Bond

Massachusetts





United State Postal Service Contract Postal Unit Bond

Federal/countrywide Bonds
Variable obligee


United States of America Federal TTB Wine Bond

Federal/countrywide Bonds
United States of America




US Department of Agriculture Food Stamp Bond

Federal/countrywide Bonds
US Department of Agriculture




US Department of Commerce National Marine Fisheries Inspection Bond

Federal/countrywide Bonds
US Department of Commerce


US Department of Homeland Security Airport Customs Security Area Bond

Federal/countrywide Bonds
US Department of Homeland Security


US Department of Housing and Urban Development HUD Manufactured Housing Installer Bond

Federal/countrywide Bonds
US Department of Housing and Urban Development


US Department of Labor H-2A Farm Labor Contractor Bond

Federal/countrywide Bonds
US Department of Labor


US Department of Transportation Public Charter Operators Bond

Federal/countrywide Bonds
US Department of Transportation












How do you get a MA surety bond?

Surety bonds in Massachusetts are legally binding agreements that ensure obligations are met. There are three parties involved in the contract:

  • The principal: The party that must fulfill the obligation.
  • The obligee: The party that needs a guarantee the principal will perform.
  • The surety: The party that issues the bond to guarantee the performance of the principal. If the principal fails to meet the agreed obligations, the surety will pay out claimed losses up to the bond amount with the principal ultimately liable for those losses.

The process in Massachusetts begins when the obligee informs you or your business a surety bond is required. You must then research the type of bond that you need and its specific requirements. From there, you will apply online for the bond through a surety company or agency.

The surety company will require you to provide personal and business information such as names, addresses, social security numbers, and employee identification numbers. Their underwriters will use this information to review your financial health to assess the risk of issuing you the bond.

After your application is approved, you will receive a surety bond quote with the bond premium (which is another name for the price of the bond and which varies depending on the amount of bond coverage you applied for). If you accept the quote, you pay the premium and the surety company issues you the bond.

Who needs a surety bond in Massachusetts?

Massachusetts surety bonds are required across a variety of industries. There are two primary categories for these bonds; contract bonds and commercial bonds.

Contract Surety Bonds help project owners ensure that contractors perform their work properly. There are different types of contract bonds, including performance bonds which protect the project owner from financial loss if the contractor fails to perform in accordance with the agreement.

Contract Surety Bonds are most common in the construction industry but they are also used for janitorial services, transportation, and security services.

Commercial Bonds are often related to a specific license or permit and are required by the commonwealth of Massachusetts and other municipal entities to ensure businesses comply with all necessary regulations. Some common license and permit bond types include:

How much does a surety bond cost in Massachusetts?

Surety bond costs vary depending on the bond amount and the premium rate. The obligee sets the required bond amount and the surety determines your premium rate, which is the percentage of the total bond amount you pay as the premium.

Premium rates for surety bonds tend to range between 1% and 15%. When determining your premium rate, the surety company evaluates your credit history, financial statements, industry experience, and licensing history. The better your financial standing, the better rate you will receive. Bad credit can result in higher premiums and make it harder to secure certain bonds.

Below are the costs for some of the more popular surety bonds in the state of Massachusetts.

  • Real Estate Broker Bond: The Massachusetts Registration of Real Estate Brokers and Salesmen requires real estate brokers to post a $5,000 surety bond. EZ Surety can issue these bonds online for a premium as low as $50.
  • Contractor License Bond: Various cities in the State of Massachusetts require contractors to post a surety bond to guarantee performance. The total amount for these bonds will vary depending on the county. EZ Surety can issue these bonds for a premium as low as $100, subject to underwriting.
  • BMC-84 Freight Broker Bond: Freight brokers and freight forwarders are required by the FMCSA to post a $75,000 surety bond to receive a freight broker license. EZ Surety can issue these bonds for a premium as low as $938, subject to underwriter review.