Michigan Notary Bonds

What you need to know about Michigan Notary Bonds

Michigan Notary Bonds

How to purchase a notary bond in Michigan

The state of Michigan requires notary publics to post a surety bond to be eligible to operate in the state. The bonds protect the public from any financial losses resulting from the notary’s negligence or misconduct. They are issued for six or seven year terms and remain in effect unless canceled by the surety company.

You can apply online for the bond directly through a surety company or agency. After your application is approved, you will receive a surety bond quote with the bond premium. If you accept the quote, you pay the premium and the surety company issues you the bond.

Unlike other types of surety bonds, Michigan notary bonds do not require a credit check as part of the underwriting process. As a result, the bonds are often issued instantly upon completing the application.

How much is a notary bond in Michigan?

All Michigan notary publics must post a $10,000 surety bond. The surety company issuing the bond determines the percentage of the total bond amount you need to pay as a premium. Premiums for Michigan notary public bonds generally cost $30.

How to become a notary in Michigan?

To be appointed as a Michigan notary public, you must meet the following requirements set forth by the Michigan Secretary of State:

  • Be at least 18 years old
  • Must be a U.S. citizen
  • Must be able to read and write English
  • Must not have been convicted of two or more misdemeanors for violating the Michigan Notary Public Act

If you meet these requirements, you can receive your notary public commission by completing the following steps:

  • Complete the notary application
  • Post the $10,000 surety bond
  • Purchase notary supplies
  • Take the oath of office
  • Obtain errors and omissions insurance (optional)

There is a $10 filing fee for applications. After you receive your surety bond you will have 90 days to file it with the County Clerk. For more details on becoming a notary public in Michigan, you can visit the Michigan Secretary of State website.