Tennessee Surety Bonds

Surety bonds in Tennessee are legally binding agreements between the principal, obligee and surety that ensure obligations are met.Learn more

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What you need to know about Tennessee Surety Bonds

Popular Tennessee Surety Bonds

Administrator Bond

Tennessee
Variable obligee



Airlines Reporting Corporation Airline Reporting Corporation (ARC) Bond

Federal/countrywide Bonds
Airlines Reporting Corporation










Business Services Dishonesty Bond

Federal/countrywide Bonds
Variable obligee


Centers for Medicare & Medicaid Services Medicare Durable Medical Equipment DMEPOS Bond

Federal/countrywide Bonds
Centers for Medicare & Medicaid Services





























City of Spring Hill Builder Bond

Tennessee
City of Spring Hill






Commissioner of Commerce and Insurance Cemetery Company Bond

Tennessee
Commissioner of Commerce and Insurance



Commissioner of Financial Institutions Money Transmitter Bond

Tennessee
Commissioner of Financial Institutions


Department of Agriculture Feed Dealer Bond

Tennessee
Department of Agriculture






Department of Commerce and Insurance Motor Vehicle Auction Bond

Tennessee
Department of Commerce and Insurance




Department of Financial Institutions Flexible Credit Lender Bond

Tennessee
Department of Financial Institutions


Department of Financial Institutions Title Pledge Lender Bond

Tennessee
Department of Financial Institutions





Department of the Army SDDC Freight Carrier Performance Bond

Federal/countrywide Bonds
Department of the Army


Department of the Treasury Federal TTB Brewer's Bond

Federal/countrywide Bonds
Department of the Treasury


Department of the Treasury Distilled Spirits Bond

Federal/countrywide Bonds
Department of the Treasury



Department of Transportation Utility Permits Bond

Tennessee
Department of Transportation





Department of Treasury Alcohol and Tobacco Tax and Trade Bureau (TTB) Federal TTB Manufacturer Exporter Tobacco Bond

Federal/countrywide Bonds
Department of Treasury Alcohol and Tobacco Tax and Trade Bureau (TTB)







Director of the Tennessee Division of Consumer Affairs Health Club Bond

Tennessee
Director of the Tennessee Division of Consumer Affairs







Electric Power Board of the Metropolitan Government of Nashville and Davidson County Nashville Electric Service Utility Deposit Bond

Tennessee
Electric Power Board of the Metropolitan Government of Nashville and Davidson County



ERISA - Qualified Bond

Federal/countrywide Bonds
Variable obligee


Executor Bond

Tennessee
Variable obligee




Federal Motor Carrier Safety Administration BMC-84 Freight Forwarder (ICC Broker) Bond

Federal/countrywide Bonds
Federal Motor Carrier Safety Administration








Federal/countrywide Installation Made Easy, Inc. IME Affiliate Surety Bond

Federal/countrywide Bonds
Installation Made Easy, Inc.



Janitorial Bond

Federal/countrywide Bonds
Variable obligee













Memphis City Construction/Inspection Memphis - City Plumber Bond

Tennessee
Memphis City Construction/Inspection


Memphis Light, Gas and Water Division Utility Deposit Bond

Tennessee
Memphis Light, Gas and Water Division


Metropolitan Government of Nashville and Davidson County, Tennessee Permit Bond

Tennessee
Metropolitan Government of Nashville and Davidson County, Tennessee











Screen Actors Guild American Federation of Television and Radio Artists SAG AFTRA Franchised Talent Agency Bond

Federal/countrywide Bonds
Screen Actors Guild American Federation of Television and Radio Artists






Social Security Administration Representative Payee Bond

Federal/countrywide Bonds
Social Security Administration


Special Authorities Division, X-46, Office of International Aviation, US Department of Transportation Direct Air Carriers Bond

Federal/countrywide Bonds
Special Authorities Division, X-46, Office of International Aviation, US Department of Transportation




















State of Tennessee Notary Public Bond

Tennessee
State of Tennessee


















Tennessee Department of Agriculture, Weights and Measre Section Certified Public Weigher Bond

Tennessee
Tennessee Department of Agriculture, Weights and Measre Section





Tennessee Department of Transportation Region 1, Traffic Engineering Office Highway Entrance Right of Way Region 1 Bond

Tennessee
Tennessee Department of Transportation Region 1, Traffic Engineering Office


Tennessee Department of Transportation Region 2, Traffic Engineering Office Highway Entrance Permit Bond

Tennessee
Tennessee Department of Transportation Region 2, Traffic Engineering Office


Tennessee Department of Transportation Region 3, Traffic Engineering Office Highway Entrance Right of Way Region 3 Bond

Tennessee
Tennessee Department of Transportation Region 3, Traffic Engineering Office


Tennessee Department of Transportation Region 4, Traffic Engineering Office Highway Entrance Right of Way Region 4 Bond

Tennessee
Tennessee Department of Transportation Region 4, Traffic Engineering Office



Tennessee Division of Tenn Care Patient Trust Fund Bond

Tennessee
Tennessee Division of Tenn Care


Tennessee Division of Water Resources Well Plugging Bond

Tennessee
Tennessee Division of Water Resources


Tennessee Education Lottery Corporation Lottery Retailer Bond

Tennessee
Tennessee Education Lottery Corporation



Tennessee Secretary of State Constable Bond

Tennessee
Tennessee Secretary of State








United State Postal Service Contract Postal Unit Bond

Federal/countrywide Bonds
Variable obligee


United States of America Federal TTB Wine Bond

Federal/countrywide Bonds
United States of America




US Department of Agriculture Food Stamp Bond

Federal/countrywide Bonds
US Department of Agriculture




US Department of Commerce National Marine Fisheries Inspection Bond

Federal/countrywide Bonds
US Department of Commerce


US Department of Homeland Security Airport Customs Security Area Bond

Federal/countrywide Bonds
US Department of Homeland Security


US Department of Housing and Urban Development HUD Manufactured Housing Installer Bond

Federal/countrywide Bonds
US Department of Housing and Urban Development


US Department of Labor H-2A Farm Labor Contractor Bond

Federal/countrywide Bonds
US Department of Labor


US Department of Transportation Public Charter Operators Bond

Federal/countrywide Bonds
US Department of Transportation




How do you get a TN surety bond?

Surety bonds in Tennessee are legally binding agreements that ensure obligations are met. There are three parties involved in the contract:

  • The principal: The party that must fulfill the obligation.
  • The obligee: The party that needs a guarantee the principal will perform.
  • The surety: The party that issues the bond to guarantee the performance of the principal. If the principal fails to meet the agreed obligations, the surety will pay out claimed losses up to the bond amount with the principal ultimately liable for those losses.

The process in Tennessee begins when the obligee informs you or your business a surety bond is required. You must then research the type of bond that you need and its specific requirements. From there, you will apply online for the bond through a surety company or agency.

The surety company will require you to provide personal and business information such as names, addresses, social security numbers, and employee identification numbers. Their underwriters will use this information to review your financial health to assess the risk of issuing you the bond.

After your application is approved, you will receive a surety bond quote with the bond premium (which is another name for the price of the bond and which varies depending on the amount of bond coverage you applied for). If you accept the quote, you pay the premium and the surety company issues you the bond.

Who needs a surety bond in Tennessee?

The State of Tennessee requires surety bonds for various industries. There are two primary categories for these bonds; contract bonds and commercial bonds.

Contract Surety Bonds help project owners ensure that contractors perform their work properly. There are different types of contract bonds, including performance bonds which protect the project owner from financial loss if the contractor fails to perform in accordance with the agreement.

Contract Surety Bonds are most common in the construction industry but they are also used for janitorial services, transportation, and security services.

Commercial Bonds are often related to a specific license or permit and are required by the state of Tennessee and other municipal entities to ensure businesses comply with all necessary regulations. Some common license and permit surety bond types include:

How much does a surety bond cost in Tennessee?

Surety bond costs vary depending on the bond amount and the premium rate. The obligee sets the required bond amount and the surety determines your premium rate, which is the percentage of the total bond amount you pay as the premium.

Premium rates for surety bonds tend to range between 1% and 15%. When determining your premium rate, the surety company evaluates your credit history, financial statements, industry experience, and licensing history. The better your financial standing, the better rate you will receive. Bad credit can result in higher premiums and make it harder to secure certain bonds.

Below are the costs for some of the more popular surety bonds in the state of Tennessee.

  • Contractor License Bond: Various state and local municipal authorities in Tennessee require contractors to post a surety bond to guarantee performance. The total amount for these bonds will vary depending on the county. EZ Surety can issue these bonds for a premium as low as $100, subject to underwriting.
  • Alcoholic Consumption on the Premises Bond: The State of Tennessee requires businesses who sell alcoholic beverages for consumption on premises to post a $10,000 surety bond. EZ Surety can issue these bonds for a premium as low as $120.
  • BMC-84 Freight Broker Bond: Freight brokers and freight forwarders are required by the FMCSA to post a $75,000 surety bond to receive a freight broker license. EZ Surety can issue these bonds for a premium as low as $938, subject to underwriter review.