Florida Surety Bonds

Surety bonds in Florida are legally binding agreements between the principal, obligee and surety that ensure obligations are met.Learn more

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What you need to know about Florida Surety Bonds

Popular Florida Surety Bonds


11th Judicial Circuit Court Process Server Bond

Florida
11th Judicial Circuit Court









Agency for Health Care Administration Leased Nursing Home Bond

Florida
Agency for Health Care Administration


Airlines Reporting Corporation Airline Reporting Corporation (ARC) Bond

Federal/countrywide Bonds
Airlines Reporting Corporation




Board of County Commissioners of Escambia County Road Restoration Bond

Florida
Board of County Commissioners of Escambia County


Sarasota County Department Of Development Services Sarasota - County Right of Way Use Bond

Florida
Board of County Commissioners of the Sarasota County, Florida




Business Services Dishonesty Bond

Federal/countrywide Bonds
Variable obligee


Centers for Medicare & Medicaid Services Medicare Durable Medical Equipment DMEPOS Bond

Federal/countrywide Bonds
Centers for Medicare & Medicaid Services





















City Of Maitland, Department Of Building Safety And Code Compliance Maitland - City Contractor Bond

Florida
City Of Maitland, Department Of Building Safety And Code Compliance





City of Tallahassee, Florida Utility Deposit Bond

Florida
City of Tallahassee, Florida








Department of the Army SDDC Freight Carrier Performance Bond

Federal/countrywide Bonds
Department of the Army


Department of the Treasury Federal TTB Brewer's Bond

Federal/countrywide Bonds
Department of the Treasury


Department of the Treasury Distilled Spirits Bond

Federal/countrywide Bonds
Department of the Treasury



Department of Treasury Alcohol and Tobacco Tax and Trade Bureau (TTB) Federal TTB Manufacturer Exporter Tobacco Bond

Federal/countrywide Bonds
Department of Treasury Alcohol and Tobacco Tax and Trade Bureau (TTB)





ERISA - Qualified Bond

Federal/countrywide Bonds
Variable obligee




Federal Motor Carrier Safety Administration BMC-84 Freight Forwarder (ICC Broker) Bond

Federal/countrywide Bonds
Federal Motor Carrier Safety Administration



Florida Department Of Citrus Citrus Fruit Dealer Bond

Florida
Florida Department of Agriculture and Consumer Services


Florida Department Of Agriculture And Consumer Services, Division Of Fruit And Vegetables Citrus Fruit Dealer Inspection Fees Bond

Florida
Florida Department Of Agriculture And Consumer Services, Division Of Fruit And Vegetables


Florida Department Of Agriculture And Consumer Services Game Promotion Bond

Florida
Florida Department Of Agriculture And Consumer Services







Florida Department Of Revenue, Fuel Unit Fuel Tax: Diesel Fuel Bond

Florida
Florida Department Of Revenue, Fuel Unit


Florida Department Of Revenue, Fuel Unit Fuel Tax: Importers Bond

Florida
Florida Department Of Revenue, Fuel Unit


Florida Department Of Revenue, Fuel Unit Fuel Tax: Motor Fuel Bond

Florida
Florida Department Of Revenue, Fuel Unit






Florida Power & Light Company Utility Deposit Bond

Florida
Florida Power & Light Company



Process Server Generic Obligee Entry Bond

Florida
Governor of the state of Florida







Federal/countrywide Installation Made Easy, Inc. IME Affiliate Surety Bond

Federal/countrywide Bonds
Installation Made Easy, Inc.



Janitorial Bond

Federal/countrywide Bonds
Variable obligee



















Screen Actors Guild American Federation of Television and Radio Artists SAG AFTRA Franchised Talent Agency Bond

Federal/countrywide Bonds
Screen Actors Guild American Federation of Television and Radio Artists


Social Security Administration Representative Payee Bond

Federal/countrywide Bonds
Social Security Administration


Special Authorities Division, X-46, Office of International Aviation, US Department of Transportation Direct Air Carriers Bond

Federal/countrywide Bonds
Special Authorities Division, X-46, Office of International Aviation, US Department of Transportation






State Of Florida - Department Of Business And Professional Regulation Prescription Drug Wholesaler Bond

Florida
State Of Florida - Department Of Business And Professional Regulation




State Of Florida Fish And Wildlife Conservation Commission Class I Wildlife Bond

Florida
State Of Florida Fish And Wildlife Conservation Commission




































United State Postal Service Contract Postal Unit Bond

Federal/countrywide Bonds
Variable obligee


United States of America Federal TTB Wine Bond

Federal/countrywide Bonds
United States of America



US Department of Agriculture Food Stamp Bond

Federal/countrywide Bonds
US Department of Agriculture




US Department of Homeland Security Airport Customs Security Area Bond

Federal/countrywide Bonds
US Department of Homeland Security


US Department of Housing and Urban Development HUD Manufactured Housing Installer Bond

Federal/countrywide Bonds
US Department of Housing and Urban Development


US Department of Labor H-2A Farm Labor Contractor Bond

Federal/countrywide Bonds
US Department of Labor


US Department of Transportation Public Charter Operators Bond

Federal/countrywide Bonds
US Department of Transportation






How do you get a FL surety bond?

Surety bonds in Florida are legally binding agreements that ensure obligations are met. There are three parties involved in the contract:

  • The principal: The party that must fulfill the obligation.
  • The obligee: The party that needs a guarantee the principal will perform.
  • The surety: The party that issues the bond to guarantee the performance of the principal. If the principal fails to meet the agreed obligations, the surety will pay out claimed losses up to the bond amount with the principal ultimately liable for those losses.

The process in Florida begins when the obligee informs you or your business a surety bond is required. You must then research the type of bond that you need and its specific requirements. From there, you will apply online for the bond through a surety company or agency.

The surety company will require you to provide personal and business information such as names, addresses, social security numbers, and employee identification numbers. Their underwriters will use this information to review your financial health to assess the risk of issuing you the bond.

After your application is approved, you will receive a surety bond quote with the bond premium (which is another name for the price of the bond and which varies depending on the amount of bond coverage you applied for). If you accept the quote, you pay the premium and the surety company issues you the bond.

Who needs a surety bond in Florida?

The State of Florida requires different surety bonds across a variety of industries. There are two primary categories for these bonds; contract bonds and commercial bonds.

Contract Surety Bonds provide project owners assurance that contractors will perform their work properly. There are different types of contract bonds, including performance bonds which protect the project owner from financial loss if the contractor fails to perform in accordance with the agreement.

Contract Surety Bonds are most common in the construction industry but can also be used for janitorial services, transportation, and security services.

Commercial Bonds are often related to a specific license or permit and are required by the state of Florida and other municipal entities to ensure businesses conform to the regulations in place to protect the general public. Some of the most common bond types include:

How much does a surety bond cost in Florida?

Surety bond costs vary depending on the bond amount and the premium rate. The obligee sets the required bond amount and the surety determines your premium rate, which is the percentage of the total bond amount you pay as the premium.

Premium rates for surety bonds tend to range between 1% and 15%. When determining your premium rate, the surety company evaluates your credit history, financial statements, industry experience, and licensing history. The better your financial standing, the better rate you will receive. Bad credit can result in higher premiums and make it harder to secure certain bonds.

Below are the costs for some of the more popular surety bonds in the state of Florida.

  • State of Florida Motor Vehicle Dealer (Used) Bond: Auto dealers selling used motor vehicles are required by the FLHSMV to post a surety bond of $25,000. EZ Surety can offer premiums for these bonds as low as $225, issued instantly.
  • Contractor License Bond: Various cities in the State of Florida require contractors to post a surety bond to guarantee performance. The total amount for these bonds will vary depending on location with most starting at $5,000. EZ Surety can issue these bonds for a premium as low as $85, subject to underwriting.
  • State of Florida Mortgage Broker Bond: Mortgage brokers are required by the Florida Office of Financial Regulation to post a surety bond of $10,000. EZ Surety Bonds can offer premiums for these bonds as low as $100, issued instantly.